Home loan features
Home loans come with so many options these days that it is worthwhile taking a look at the features of each loan to see which one suits your specific needs. Offset account – the ability to save surplus funds within a separate…
Read article
Start the year in control: Take stock of your personal finances
1. Assess your financial position Take a comprehensive look at your current financial situation. List your accounts, including bank accounts, loans, credit cards, and investments. Understanding where you stand is the first step toward taking control. 2.…
Can you identify an investment scam?
New investors think they can spot an investment scam as easily as seasoned investors, but they’re also more likely to behave in ways that could increase their risk, new research shows. A survey commissioned by the…
Three common scams to watch out for
Have you ever received a text message that doesn’t look quite right? It may be advising of a delivery for something you did not order or promising quick cash if you click the link. Scams are…
5 tips to avoid falling victim to a scam
Startling new research released by the Customer Owned Banking Association (COBA) for Scams Awareness Week reveals that 8 in 10 people have experienced being approached by a cyber-criminal in the past two years, and of…
money saving tips
Let’s face it: some people are better at saving than others. But that doesn’t mean that you can’t improve or get to where you need to go via a different route Ever noticed that some people…
Guarantor
Becoming a guarantor for your children or family member may allow you to help a loved one achieve their financial goal of owning their own home. You can become a guarantor by using the equity…
Online Security
To guard against unauthorised online transactions, we’ve provided some guidelines on how you can keep your money safe when using your Visa card, internet banking and mobile app. It’s important to ensure that you keep your…
How to budget your money with the 50/20/30 guideline.
Whether you're a parent with two kids or a recent college grad working your first job, our 50/20/30 guideline can help you assess your budget. Our guideline breaks your budget down into three buckets (rather than…
How to check your year to date interest earned
How to check your year to date interest earned. You can check the amount of interest you earned throughout the financial year both through Internet Banking and our mobile app. Here’s how: Internet Banking Login using your…
What is Fringe Benefits Tax?
While fringe benefits do not form part of your assessable income, the ‘grossed-up’ value of fringe benefits may be included in a broader definition of ‘income’ when determining your eligibility for certain government benefits and…
The superannuation lifecycle.
This detailed article comments on investments that can be held within super and outlines strategies for different situations at different stages of life. Much of the focus of making super simpler is based on how to…
To renovate or to upgrade – which is best?
Most of us will live in two or three family homes during our lives. You might find that over this time our needs change as does our capacity to meet those needs. So when the time…
