Go Basic Home Loan Investment
A simple, low-fuss home loan for your investment property
Investment — Maximum LVR 80%
| Loan Type | Interest Rate | Comparison Rate* |
| Basic Variable LVR up to 80% |
5.89% p.a.1 | 5.94% p.a.* |
Investment — Maximum LVR 95%
| Loan Type | Interest Rate | Comparison Rate* |
| Basic Variable LVR up to 95%2 |
6.19% p.a.2 | 6.24% p.a.* |
Investment — Maximum LVR 80%
| Loan Type | Interest Rate | Comparison Rate* |
| Basic Variable LVR up to 80%2 |
6.14% p.a.1 | 6.04% p.a.* |
Investment — Maximum LVR 95%
| Loan Type | Interest Rate | Comparison Rate* |
| Basic Variable LVR up to 95%2 |
6.44% p.a.2 | 6.35% p.a.* |
Why Go Basic ?
Simple
A simple, low fuss loan with no monthly or annual fees to fund the purchase, refinance or construction of your investment property.
Flexible
Make extra repayments, access to redraw and pay out early without penalty. Plus choose weekly, fortnightly or monthly repayments.
Low fuss
Borrow up to 95% of the property value with Lenders’ Mortgage Insurance2, reducing the size of the deposit you need.
Features and benefits
$0 monthly fee
No ongoing monthly fees to keep things simple.
$0 annual fee
No annual recurring fee each year to remember.
$600 application fee
Includes one standard valuation and legal fees for one security property.4
Calculate your repayments
See what your repayments would be based on different rates and terms with our loan repayments calculator.
Home Loan Key Facts Sheet
Please take a moment to review the Home Loan Key Facts Sheet before you begin. Different interest rates apply based on loan purpose and repayment types.
Fees and charges
Refer to our fees and charges schedule for more information about fees and charges that may apply in relation to your loan.
Important notes
You can view Target Market Determinations here.
Credit eligibility criteria, terms & conditions, fees & charges apply.
1 Rates are for owner occupied loans and are current as at 05/03/2026 and subject to change without notice.
2 Rates are for investment loans are current as at 05/03/2026 and subject to change without notice. Lenders’ Mortgage Insurance applies where the loan to value ratio (LVR) exceeds 80%. Some suburb exclusions apply.
3 Valuation for additional securities will be charged at cost and could incur additional legal fees. Government charges apply.
*The comparison rate is calculated on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
