Illawarra credit Union updates on rates, upgrades, outages, partnerships and more.
Changes to home loan interest rates Effective Thursday, the 5th of March 2026, we’ll be increasing selected home loan interest rates. Community Advantage Fixed Home Loans All Community Advantage Fixed Home Loans will be increasing by up to…
Open Banking update We’re making some updates and improvements to Open Banking. As a Data Holder under Consumer Data Right (CDR), Community First must ensure that we meet the standards and requirements of the Consumer Data Standards…
We’re making changes to our deposit rates. We've made changes to some of our savings, Term Deposits and secured Overdrafts. Changes effective 13 February 2026 Everyday Plus account Balances $0-$9,999 - no change Balances $10,000-$99,999 - interest rate increasing by…
We’re making changes to our retired Home and Business Loan interest rates. We wish to advise borrowers that the following interest rate changes will be effective on Tuesday, 10 February 2026 for the following products: Variable Owner…
We’re making changes to some of our Term Deposit rates. Effective from Thursday, 22 January 2026, the following changes will apply: Term Deposits Balances $5,000-$49,999 & balances $50,000-$99,999 Interest rates for 6 month terms – increasing by 0.10%…
Changes to transaction limits Effective from 18 February 2026, we’ll be updating the card and transaction limits. These changes will bring greater convenience and flexibility to manage your everyday banking. For more information on daily limits, refer…
Confirmation of Payee – coming from 1 December 2025 From the 1st of December 2025, we’ll be taking another step towards enhancing protection against scams and fraud. Confirmation of Payee is an industry-wide service that matches the bank account details entered by a payer with the…
Important Update We communicated in the most recent Focus Newsletter than our Privacy Notification and Conditions of Use documents would be updated on 1 November 2025. The Focus Newsletter is included within both printed and electronic…
In communications sent to Illawarra Credit Union (ICU) members in late 2024, we advised that upon the merger taking effect, the following would occur: each member of ICU who is not already a member…
We’re making changes to some of our Term Deposit rates. Effective from Thursday, 16 October 2025, the following changes will apply: Term Deposits Balances $5,000-$49,999 & balances $50,000-$99,999 Interest rates for 3 month terms – increasing by 0.10%…
The 2025 Community First Annual Report is available to view here. 2025 NOTICE OF ANNUAL GENERAL MEETING Notice is given that the 66th Annual General Meeting of Community First Credit Union Limited (“Community First”) will be held…
Effective from September 2025, Illawarra CU removed all Grandfathered Transaction Fees from the following products (which are now retired): All in One - Owner-occupied All in One - Investment All in One - Staff Visa…
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We are aware of scam callers claiming to be from the Cyber Crimes Department. The caller may claim they have detected fraudulent transactions and to download a remote access app on their phone. If you receive a call of this nature, hang up. Do not download any apps, provide any access codes or one-time passcodes. You should report the scam to us and Scam Watch immediately.
