FirstBiz Online Saver.
Get a top rate without being tied down.
What's included.
Whether you are an individual or a business enjoy the flexibility of saving with higher interest and access when you want it.
$0 account keeping fees.
No monthly account keeping fees & no minimum monthly deposits.
Always on.
24/7 access with e-statements, internet banking & our moneytree app - banking from your phone or tablet.
Higher rates of interest.
Flexibility to access your money anytime.
Rates & Fees
FirstBiz Online Saver
| Balance | Interest Rate |
| $0 – $49,999 | 1.75% p.a.* |
| $50,000 – $499,999 | 2.25% p.a.* |
| $500,000 and over | 2.75% p.a.* |
Flexible and no fuss
There’s no monthly fees, no interest penalties if you make a withdrawal, no minimum or maximum account balance or requirement to be saving on a regular basis.
Fees & Charges
No account keeping fees apply (other fees and charges may apply).
Note: For additional information on our fees, refer to our Fees and Charges schedule.
Important notes
*Rates are current as at 13/02/2026 and subject to change without notice.
Illawarra Credit Union, a division of Community First Credit Union Limited ABN 80 087 649 938 AFSL and Australian credit licence 231204, is the product issuer of the deposit and payment products. Any advice given is of a general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to the Account and Access Facility Conditions of Use and the Fees and Charges for more details. Fees and charges are payable. Terms and conditions apply and are available on request.get in touch
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