Important Update – Deposit Rate Changes

We’re making changes to our deposit rates.

From time to time, we review our rates and fees and have made a decision to decrease interest rates across some of our deposit products to take effect from the dates as listed below.

 

Changes to Everyday & Savings Accounts – Effective 21 August 2025

Everyday Plus	Balance	Interest Rate
	$0-$9,999	0.10% p.a.
	$10,000-$99,999	0.75% p.a.
	$100,000 and over	1.75% p.a.
Saver	Balance	Interest Rate
	$0 - $99,999	1.75% p.a.
	$100,000 - $249,999	1.75% p.a.
	$250,000 plus	0.05% p.a.
Christmas	Balance	Interest Rate
	$0 - $29,999	4.10% p.a.
	$30,000+	0.00% p.a.

Rates current as at 21 August 2025, and are subject to change.

 

Changes to our Personal Term Deposits – Effective 21 August 2025

Term Deposits – Interest Maturity	Current Tier	Interest Rate
3 months	$1,000+	4.00%
4 months	$1,000+	4.00%
5 months	$1,000+	4.00%
6 months	$1,000+	4.05%
7 months	$1,000+	4.05%
8 months	$1,000+	4.05%
9 months	$1,000+	4.05%
10 months	$1,000+	4.05%
11 months	$1,000+	4.05%
12 months	$1,000+	3.75%
12 months – interest monthly	$1,000+	3.65%

Rates current as at 21 August 2025 and subject to change without notice.

  

Changes to our Business Term Deposits – Effective 21 August 2025

Term Deposits – Interest Maturity	Current Tier	Interest Rate
3 months	$1,000+	4.00%
4 months	$1,000+	4.00%
5 months	$1,000+	4.00%
6 months	$1,000+	4.05%
7 months	$1,000+	4.05%
8 months	$1,000+	4.05%
9 months	$1,000+	4.05%
10 months	$1,000+	4.05%
11 months	$1,000+	4.05%
12 months	$1,000+	3.75%
12 months – interest monthly	$1,000+	3.65%

Rates current as at 21 August 2025 and subject to change without notice.

 

Changes to Savings Accounts – Effective 1 September 2025

Bonus Saver	Balance	Interest Rate
	$0 plus (base interest)	0.00% p.a.
	Bonus interest on the part of the balance from $0 to $99,999	3.50% p.a.
	Bonus interest on the part of the balance $100,000 to $249,000	3.50% p.a.
	Bonus interest on the part of the balance $250,000 to $1,999,999	3.50% p.a.
	Bonus interest on the part of the balance $2,000,000 +	0.00% p.a.
Wildlife Saver	Balance	Interest Rate
	$0 - $25,000	1.75% p.a.
	$25,000 plus	0.00% p.a.

Rates current as at 1 September 2025 and subject to change without notice.